Klarna lets you split the cost of your purchase into 4 payments, over 6 weeks. No interest. Just more time to pay for the things you love.

1. Add to cart 
2. Select Klarna at the checkout 
3. Pay in 4 easy instalments over 6 weeks

All you need to apply is to have a debit or credit card, to be over 18 years of age, and to be a resident of Australia. Late fees and additional eligibility criteria apply. The first payment may be due at the time of purchase. For complete terms visit https://www.klarna.com/au/legal/.

Zip gives you the flexibility to set your repayment schedule to suit your lifestyle – choose weekly, fortnightly, or monthly. You can also pay your bills, manage your subscriptions, buy gift cards and earn rewards when you use the Zip app.

Zip Pay is an interest-free buy-now-pay-later service with a credit limit of up to $10001. Repayments are based on a minimum monthly payment from as little as $10 per week. A $9.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date.

• Flexible repayments. Choose a weekly, fortnightly or monthly schedule. Pay off early if you like, without a penalty. 
• Pay later, interest free. Every transaction you make is interest free.
• Approval in minutes

1. Add to cart 
2. Select Zip-AUS at the checkout
3. Create a Zip Pay account 
4. Pay in a way that works for you

Repayments are automatically direct debited from the payment method that you added when you created the account. You can change the payment method at any time and the frequency of your payments to weekly, fortnightly or monthly as long as you're covering the minimum monthly repayments. Choose what works best for you.

With Zip Pay a $9.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date. For Zip Pay, one late payment fee of $5. A customer will be charged an additional late fee where they have caught up on all repayments and then miss another repayment at a later date.

Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we'll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit check. Other charges may be payable. T&Cs apply.

Afterpay offers simple instalment plans, allowing a purchase to be paid for in 4 equal instalments, due every fortnight, interest free! Simply choose Afterpay as your payment method at checkout. First-time customers provide payment details as usual, returning customers simply log in to make their purchase. It's that easy! 

Afterpay allows you to Buy Now & Pay Later! Afterpay makes it simple to pay when it suits you best over 4 equal instalments that are due every 2 weeks.

Afterpay charges no interest for our instalment plans. If you make repayments on time, you'll only ever pay the price of the item you've purchased.

Forget about long, complicated application forms. Afterpay's proprietary platform makes it quick and easy to get approved instantly and keep shopping.

1. Select Afterpay as your payment method. Use your existing debit or credit card
2. Complete your checkout in seconds. No long forms, instant approval online
3. Pay over 4 equal instalments. Pay fortnightly, enjoy your purchase straight away!

Afterpay is available to all people who: 

• Are at least 18 years old;
• Live in Australia or New Zealand;
• Are capable of entering into a legally binding contract;
• Have a valid and verifiable email address and mobile number; and
• Use an Australian credit or debit card to make the purchase. 

You are not required to fill out a credit application form!

• You do not need to register prior to making your first Afterpay purchase. 
• Simply choose Afterpay as your payment method at checkout. If it's your first time using Afterpay, you will provide payment details as usual to complete your purchase. 
• Once your first order is approved, your Afterpay account is created. All you need to do is visit www.afterpay.com.au to set up a password, and you will be able to make more purchases using Afterpay by simply entering your log in details during your next checkout.

Afterpay does not charge a fee to consumers when purchasing and they do not charge interest. The only fees applied to consumers are late fees if your scheduled payments are unsuccessfully processed and, after being notified, you do not log in to your Afterpay account to make your payment via a different method. 

Afterpay is a PCI DSS Level 1 certified compliant Service Provider organisation. PCI DSS is a comprehensive set of requirements created by the Payment Card Industry Security Standards Council to enhance cardholder data security and to ensure the safe handling and storage of sensitive customer credit card information and data. 

This is the highest level of security in the payment industry. 

Head over to Afterpay's FAQ Page for more information on Using Afterpay & Payments.

Alternatively, you can contact our customer service team.